![]() ![]() If you need to dispute a debt that is not the result of identity theft, read “How do I dispute an error on my credit report?” Once notified, creditors can’t turn identity theft-related debts over to debt collectors. In addition, they must tell the companies that provided the information that someone stole your identity. Within four business days after receiving your request, the credit reporting company must block that information from your credit report. Credit reporting companies may decline to block or rescind a block if you make a material misrepresentation of fact about being a victim of identity theft or if you got goods, services or money as a result of the blocked transaction. Remember that you can use identity theft reports only for debts that are the result of identity theft. Through, you can also get a sample letter to send to the credit reporting companies.
0 Comments
Leave a Reply. |
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |